Been thinking of getting your First very Credit Card?
This might the best alternative option you could considered for an Cash Backs Credit Card.




Maybank 2 Cards
- 5% Cash back on weekend retail transaction
- Up to 5X Treats Points from retail transactions
- Low interest rate starting from 8.88% per annum 


About Maybank 2 Gold Card / Platinum Card

Maybank 2 cards are 2 credit cards (American Express and Visa / Mastercard) with one single sign up and single joint account where all spending on both cards will be recorded together. So it can be considered as one credit card with the benefits of two credit cards, to be used whenever suitable.

Fees and Charges

By swiping your Maybank 2 cards on the weekends, you will enjoy 5% cashback on all spending with the American Express credit card and on top of that, you will also earn 5x Treatpoints for all spending with some exceptions anytime in Malaysia or anywhere else in the world. Only 2x TreatPoints is given for spending on government bodies, education institutions and insurance providers. The other Visa / MasterCard half however, you will earn 1x TreatPoint if you swipe your card for all spending anytime and no cashback. You will enjoy a complimentary travel personal accident and travel inconvenience insurance if you charge your travel fares using your Maybank 2 Cards and this is only available for the platinum cards holder.

Are You Eligible For The Maybank 2 Cards?

To apply for Maybank 2 Gold Cards, all you need is just a minimum income of RM2,500 and for Maybankard 2 Platinum Cards it is RM5,000, The minimum age requirement for both types of cards is at least 21 years old. For the supplementary cards, the minimum age requirement is 18 years old. 

Dining 

  • 5% cashback every month (applicable on weekend transactions with Maybankard 2 American Express only)
  • 5 TreatsPoints for every RM1 spent locally or abroad (Maybankard 2 American Express only)
  • 1 TreatsPoints for every RM1 spent locally or abroad (Maybankard 2 MasterCard/VISA)

Groceries

  • 5% cashback every month (applicable on weekend transactions with Maybankard 2 American Express only)
  • 5 TreatsPoints for every RM1 spent locally or abroad (Maybankard 2 American Express only)
  • 1 TreatsPoints for every RM1 spent locally or abroad (Maybankard 2 MasterCard/VISA)

Petrol

  • 5% cashback every month (applicable on weekend transactions with Maybankard 2 American Express only)
  • 5 TreatsPoints for every RM1 spent locally or abroad (Maybankard 2 American Express only)
  • 1 TreatsPoints for every RM1 spent locally or abroad (Maybankard 2 MasterCard/VISA)

Shopping

  • 5% cashback every month (applicable on weekend transactions with Maybankard 2 American Express only)
  • 5 TreatsPoints for every RM1 spent locally or abroad (Maybankard 2 American Express only)
  • 1 TreatsPoints for every RM1 spent locally or abroad (Maybankard 2 MasterCard/VISA)

Travel

  • Convert 7,000 TreatsPoints into 1,000 Enrich Miles
























“你是你所想,而非你想你所是”

You are what you think, not what you think you are

                                                                      - 吸引法则 


人最怕的不是不能做什么,而是不能做自己.

每个”怨恨“背后都藏着一个给予自己的转折点.

而这个转折点会随着我们的思维而定,

"它" 会是让我们继续沉沦于负面地带,

或者是引进自由的正面生活.

人生难免面对困难与烦恼,但过了就不必为此自我折磨,

苦恼,不过是自己坚持的幻觉...

把杂念放下, 看清全面的拼图,

学会活在当下...


The behind of every problems occurrence,

It would changes the perspective of our mindset on seeing things,

Don't make it take over you and lead you towards infinity loop,

Sometimes it might turns out to be the gateway.